"Doing and being church" in a vulnerable, safe, open environment

My wife and I are looking to refinance our homestead, and add some home improvements.
I decided to seek long term financing and take advantage of the favorable rate environment that is presently available.
In considering that, I realized that I wanted to seek out a mortgage banker in front of whom I did not mind "financially undressing". Trusting someone with your personal finances is something to carefully consider before impulsively doing it.
I chose the son of one of my very best friends, who has become a successful mortgage banker. I was praising his work to his step mother, and while doing so, and sharing the vulnerability insight...and how I did not want to "financially undress" before just anyone.
Her response was insightful.

"Isn't that how we should be with our brothers and sisters in the church, able to trust them with our spiritual and personal situations, able to be vulnerable with them with our challenges, sins, problems, even our insights?"

This may seem obvious to you, but it doesn't to me. I am a member of a church body who because of past disagreements over doctrine, practice and opinion, is sometimes appears seemingly incapable of vulnerability with one another. It seems that one person is suspicious of another's motives, no matter what the action or statement may be.
It is hard to predict just who one can be vulnerable with in that kind of environment.

Although there are now glimpses of change on the horizon, where now folks are naming the issues and beginning to become more transparent...this kind of thing remains hauntingly in my awareness.

I need to pray for my own life, that I might become more and more safe for others, and aware of my own suspicious nature. I also am convicted to pray for our church body, that we all might become safe for one another, despite past differences.

I Thessalonians 3:12-13

The vulnerability of doing this